Essential Documents to Verify Before Purchasing Land

Essential Documents to Verify Before Purchasing Land in Kerala: Your Comprehensive Checklist

Are you considering purchasing land in Kerala for your dream home or investment? Before making such a significant investment, it’s crucial to conduct thorough due diligence to ensure a smooth and hassle-free transaction. Here’s a comprehensive checklist of essential documents to verify before sealing the deal:

1. Title Deed:
– The title deed is the most critical document that establishes ownership of the land. Ensure the seller possesses a clear and marketable title to the property.
– Verify the authenticity of the title deed by examining its history, including previous transactions, encumbrances, and any legal disputes or pending litigation.

2. Land Survey and Sketch:
– Obtain a certified copy of the land survey and sketch to confirm the exact boundaries, dimensions, and area of the property.
– Verify that the land described in the survey matches the details mentioned in the title deed and physical inspection.

3. Encumbrance Certificate:
– Request an encumbrance certificate from the Sub-Registrar’s Office to confirm that the property is free from any legal liabilities, mortgages, or pending loans.
– Check for any registered encumbrances or transactions that could affect the property’s ownership or transferability.

4. Land Use Certificate:
– Verify the land use classification and zoning regulations applicable to the property by obtaining a land use certificate from the local municipal or village office.
– Ensure that the intended use of the land aligns with the designated zoning category and permitted development activities.

5. Mutation Register Extract:
– Review the mutation register extract to confirm that the seller’s name is correctly recorded as the current owner of the land in the revenue records.
– Check for any discrepancies or errors in the mutation entries and rectify them before proceeding with the purchase.

6. Building Permit and Approvals:
– If you plan to construct a building or develop the land, ensure that the necessary building permit and approvals from the local planning authority are in place.
– Verify compliance with building regulations, setback requirements, and environmental norms to avoid legal complications in the future.

7. Tax Receipts and Clearances :
– Obtain copies of property tax receipts, land revenue receipts, and other relevant tax clearances to confirm that all dues and liabilities associated with the land are settled.
– Ensure that there are no outstanding tax arrears or pending payments that could encumber the property.

8. Power of Attorney:
– If the seller is not the original owner or is representing someone else, scrutinize the power of attorney document to verify the seller’s authority to transfer the property.
– Ensure that the power of attorney is valid, registered, and executed in compliance with legal requirements.

By meticulously examining these essential documents and conducting thorough due diligence, you can mitigate risks and make an informed decision when purchasing land in Kerala. Remember to seek guidance from legal experts and real estate professionals to navigate the complexities of property transactions and safeguard your investment interests.